How it works

From credential to cash, in six steps

No buyout, no transfer of account ownership, and no hidden balance. You are paid for usage that is confirmed upstream, and every number on your dashboard traces back to a settlement record.

01

Create an account

Sign in with Google or a one-time email code. No password to store or reset. If you arrived with a referral code, it is recorded for attribution only.

02

Register a credential

Choose a provider and fill only the fields that provider uses. Anthropic needs a key; Bedrock needs an access key, secret, and region; Azure needs an endpoint, key, deployment, and API version.

03

Verification

We send a single minimal probe to confirm the credential is valid and has model access. Failures are retried up to three times, then the credential is rejected with a reason. You can correct and resubmit.

04

Metered settlement

Our settlement system reports usage daily: model, tokens, face value at list price, the applied rate, and the resulting earning. Each record is visible on your dashboard.

05

Holding period

Accrued earnings sit in pending until the holding period ends: 14 days for new accounts, 7 days for the first batch, then 3 days. At release, 10% moves to a reserve for 90 days.

06

Withdraw

Request a PayPal or USDT TRC20 payout once your available balance clears the channel minimum. Every status change is recorded and emailed to you.

Accepted

  • Anthropic API keys from the developer console
  • Bedrock IAM credentials with model invocation
  • Azure OpenAI resource keys with a deployment

Not accepted

  • Claude Pro or Max subscription splits
  • Free trials and promotional grants
  • Credentials you do not own or cannot prove authorization for

Important

We do not display a remaining provider balance. The only consumption figures shown are those returned by our settlement system. Estimates on the calculator are not a promise of earnings.

The settlement timeline

Day 0

Usage recorded

A settlement batch is applied and an accrual entry is created.

T+3 to T+14

Holding period

Accrued earnings stay pending while upstream billing settles.

Release day

90 / 10 split

90% becomes available, 10% moves to the 90-day reserve.

Day 90+

Reserve released

The reserve returns to available unless a clawback applied.

How it works · apicash.ai