Transparency
The economics, in one place
Rates, fees, holds, reversals, and the exit path. If a number affects your payout, it is on this page.
Formula and factors
Every payout is face value times the base rate, adjusted by three published factors and clamped inside the floor and ceiling for that model family. No factor is negotiated per partner.
payout = face_value × base_rate × term_factor × scale_factor × source_factor
The result is clamped between the floor and ceiling for that model family, so a factor can never push a rate outside the published band.
- Remaining validity
- 0.60× – 1.00×
- Declared value
- 0.90× – 1.05×
- Credential source
- 0.60× – 1.00×
How APICash makes money
We buy capacity from partners at the published recovery rate and resell it at a margin. That spread is our revenue. Nothing is deducted from your statement beyond the published withdrawal fee.
Disputes and reversals
If a provider reverses usage, the related earning is clawed back from the reserve first, then from the available balance. You see the reversal as its own ledger entry with a reason, never as a silent adjustment.
What a statement line contains
Model, usage date, input and output tokens, face value at list price, the applied recovery rate, the resulting earning, and the state of that earning. The rate is stored with the record, which is why a later rate change cannot rewrite history.
| Date | Model | Fee | Rate | Net | Status |
|---|---|---|---|---|---|
| Jun 12 | claude-sonnet-4 | $412.60 | 50% | +$206.30 | available |
| Jun 11 | claude-opus-4 | $268.40 | 52% | +$139.57 | reserved |
| Jun 10 | gpt-4o | $194.20 | 22% | +$42.72 | pending |
Illustrative statement. Actual amounts depend on confirmed upstream usage.
Holds and the reserve
Earnings stay pending for 14 days on a new account, 7 days for the first batch, then 3 days. On release, 10% moves to a reserve for 90 days to absorb upstream reversals.
Payouts
PayPal from $50, USDT TRC20 from $20, the first 3 withdrawals each month fee-free, and a per-request cap of $2,000.
Withdrawal parametersRate changes
A new rate is versioned with an effective date and announced before it applies.
- Announced at least 30 days ahead, by email and on this page.
- Applies only to usage recorded after the effective date.
- Already-settled statements are never recalculated.
Rate table versions
Exit
Pause or revoke at any time, receive a final statement, settle after the holds, and have the ciphertext destroyed. The four steps are the same for every partner.